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TIPP Thoughts: Data Accentuates Urgency For COVID Bill

Financial Stress Down


Generally speaking, personal financial stress decreased for most Americans.  However, given the uncertainty of the pandemic envronment, many are vulnerable.

Financial Stress Index
Demo November December
Overall 66.7 65.4
White men 65.9 64.1
White women 67.0 66.9
African Americans 63.8 65.3
Hispanic 72.4 66.6



The Covid relief bill currently going through legislation needs to be holistic.

Income Divide Behind Ecoonmic Optimism

The latest IBD/TIPP Economic Optimism index shows a decrease from 50.0 in November to 49.0 in December

Under the hood

Economic Optimism Index
HH Income November December
Overall 50.0 49.0
Under $30K 45.4 43.4
$30K to $50K 46.6 43.1
$50K to $75K 43.4 45.7
$75K+ 61.8 62.5


Main Takeaway

All income brackets under $50K are below 50 indicating pessimism.


About the Survey

The Investor's Business Daily/TIPP Poll an online survey was conducted from December 1 to December 3 using a sample of 1,209 Americans, 18 or older. TechnoMetrica's network of panel partners provided the study sample. Upon the study completion, TechnoMetrica weighted the study dataset by gender, age, race, education, geographical region, and party to mirror known benchmarks such as the U.S. Census. The credibility interval (CI) for the survey is +/- 3.2 percentage points, meaning the study is accurate to within ± 3.2 percentage points, 19 times out of 20, had all Americans been surveyed. Subgroups based on gender, age, ethnicity, and region have higher credibility intervals due to smaller sample sizes.



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